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Before any cards are dealt, the player must wager. He does this by placing his bet in the designated space in front of his table position. If you have a blackjack hand, you win 3:2 times your bet (example - a $5 bet will win $7.50), as long as the dealer does not have blackjack. Players and Personnel One dealer - Handles all of the cards and chip exchanges. The object of the game is to obtain a hand of cards totaling up to 21 or as close to 21 as possible without going over. HIT or STAND - Hit means to draw another card (which the player signifies by scraping the table with his cards or a similar hand motion) If the player hits and busts (goes over 21), he immediately turns his cards over and his wager is lost. Tables and online casinos will have a minimum bet required to play the game. Once all bets are placed, each player and the dealer will receive two cards. Starting to the dealer's left side, the cards are dealt in a round one at a time to each player ending with the dealer receiving his second card face down. INSURANCE - If the dealer's up card is an ace, the player may take insurance, a bet not exceeding one-half his original bet. Any other card means a win for the dealer. Note that at some online casinos, you cannot split a split hand. Insurance is not recommended and is considered a separate game/bet of its own. When you think that the dealer has blackjack, it gives you a chance to guard your bet. Play and win! If you have purchased insurance and the dealer doesn't have blackjack, you'll lose your insurance bet. When surrender is available, if you are not pleased with the cards you were dealt, you may give them up and lose half of your bet.