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Blackjack is probably the most popular of all casino and online casino games primarily due to the fact that, when played correctly, the odds of winning are about even with the house. If the total value of your hand is closer to 21 than the dealer's hand, you win an equal amount to what you have bet. Players and Personnel One dealer - Handles all of the cards and chip exchanges. if the dealer has a blackjack, it is a standoff, as are all ties or pushes. A winning blackjack pays the player 3 to 2. Going over 21 is called "Busting. " You are playing only against the dealer. Hit - If you are not pleased with the total of your first two cards, you can draw additional card(s) until you stand or bust. Some casinos refer to hitting as draw. Aces receive only one additional card. Depending on the game, the player's are either dealt their cards face up or face down. Each card in Blackjack has a certain value. Card between 2 and 10 simply have their face value regardless of suit. Jacks, Queens and Kings always have a value of 10. The dealer must draw on 16 and stand on 17. Player's add the value of their cards and either decide to "Stick" or "Stand" with their current cards or receive another card, called a "Hit" or "Draw," hopefully raising their total closer to 21 without going over. If the dealer's first card is an ace and if you think that the dealer's hole card is of value 10, you can buy insurance against dealer blackjack. The insurance bet would be at the price of half your original bet. If the dealer has blackjack, the insurance pays 2:1, matching the amount of your original bet. If you have purchased insurance and the dealer doesn't have blackjack, you'll lose your insurance bet. If you and the dealer both have blackjack, the game ends in a push.