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Before any cards are dealt, the player must wager. The dealer then deals two cards to each of the players, and two to himself (one of the dealer's cards is dealt face up and one is dealt facing down) Aces have a value of either 1 or 11, face cards as 10 and the cards that are left are valued as their face numbers. Because you can play an Ace either way, a hand with an ace is called a soft hand. One to either Five or Seven players at a table. The object of the game is to obtain a hand of cards totaling up to 21 or as close to 21 as possible without going over. HIT or STAND - Hit means to draw another card (which the player signifies by scraping the table with his cards or a similar hand motion) " You are playing only against the dealer. If the player hits and busts (goes over 21), he immediately turns his cards over and his wager is lost. Stand - If you are pleased with your first two cards, you would then stand and not draw anymore cards. After splitting, A-10 counts as 21 and not as blackjack. Depending on the game, the player's are either dealt their cards face up or face down. If the dealer's down card is a 10 or any face card, the player wins 2 to 1. When you split two aces and one of your hands totals 21, this is not blackjack, it's 21. SURRENDER - Where permitted, a player may give up his first two cards and lose only one-half his original bet. Player's add the value of their cards and either decide to "Stick" or "Stand" with their current cards or receive another card, called a "Hit" or "Draw," hopefully raising their total closer to 21 without going over. Play and win! If the dealer has blackjack, the insurance pays 2:1, matching the amount of your original bet. If you have purchased insurance and the dealer doesn't have blackjack, you'll lose your insurance bet.