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Before any cards are dealt, the player must wager. He does this by placing his bet in the designated space in front of his table position. The dealer then deals two cards to each of the players, and two to himself (one of the dealer's cards is dealt face up and one is dealt facing down) Players and Personnel One dealer - Handles all of the cards and chip exchanges. One to either Five or Seven players at a table. A winning blackjack pays the player 3 to 2. Going over 21 is called "Busting. Stand means no more cards (which the player signals by placing his cards under his wager or moving his hand in a horizontal direction. Hit - If you are not pleased with the total of your first two cards, you can draw additional card(s) until you stand or bust. Players place their bets prior to the cards being dealt. Stand - If you are pleased with your first two cards, you would then stand and not draw anymore cards. Once all bets are placed, each player and the dealer will receive two cards. Starting to the dealer's left side, the cards are dealt in a round one at a time to each player ending with the dealer receiving his second card face down. INSURANCE - If the dealer's up card is an ace, the player may take insurance, a bet not exceeding one-half his original bet. Note that at many online casinos, if you split two aces, you get only one additional card for each hand. SURRENDER - Where permitted, a player may give up his first two cards and lose only one-half his original bet. Insurance is not recommended and is considered a separate game/bet of its own. You can play Blackjack either for fun (Fun Play) or for real money (Real Play) The insurance bet would be at the price of half your original bet. If you have purchased insurance and the dealer doesn't have blackjack, you'll lose your insurance bet. Surrender is not offered at very many online casinos.