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Before any cards are dealt, the player must wager. He does this by placing his bet in the designated space in front of his table position. If you have a blackjack hand, you win 3:2 times your bet (example - a $5 bet will win $7.50), as long as the dealer does not have blackjack. Aces have a value of either 1 or 11, face cards as 10 and the cards that are left are valued as their face numbers. BLACKJACK - If the player's first two cards are an ace and a 10 or face card, he wins. if the dealer has a blackjack, it is a standoff, as are all ties or pushes. The dealer must draw cards until they have at least 17 and must stand at 17 or higher. If the player hits and busts (goes over 21), he immediately turns his cards over and his wager is lost. Players place their bets prior to the cards being dealt. SPLITTING PAIRS - If the first two cards a player is dealt are a pair, he may split them into two separate hands, bet the same amount on each and then play them separately. If you have been dealt two cards and think that a third card may give you a chance to beat the dealer's hand, you can double down. Split - If your first two cards are of the same value, you can split them into two separate hands by placing a second bet of equal value and drawing cards as usual. Each card in Blackjack has a certain value. Jacks, Queens and Kings always have a value of 10. Player's add the value of their cards and either decide to "Stick" or "Stand" with their current cards or receive another card, called a "Hit" or "Draw," hopefully raising their total closer to 21 without going over. If the dealer's first card is an ace and if you think that the dealer's hole card is of value 10, you can buy insurance against dealer blackjack. If the dealer has blackjack, the insurance pays 2:1, matching the amount of your original bet. If you and the dealer both have blackjack, the game ends in a push. When surrender is available, if you are not pleased with the cards you were dealt, you may give them up and lose half of your bet.