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He does this by placing his bet in the designated space in front of his table position. The dealer then deals two cards to each of the players, and two to himself (one of the dealer's cards is dealt face up and one is dealt facing down) Aces have a value of either 1 or 11, face cards as 10 and the cards that are left are valued as their face numbers. Because you can play an Ace either way, a hand with an ace is called a soft hand. If the total of your hand is over 21, you'll bust and lose your bet. If you have the same card total as the dealer, from 17 and up, you get your bet back in a push as neither have won. HIT or STAND - Hit means to draw another card (which the player signifies by scraping the table with his cards or a similar hand motion) Stand means no more cards (which the player signals by placing his cards under his wager or moving his hand in a horizontal direction. DOUBLE DOWN - The player is allowed to double the bet on his first two cards and draw one additional card only to improve his hand. SPLITTING PAIRS - If the first two cards a player is dealt are a pair, he may split them into two separate hands, bet the same amount on each and then play them separately. Aces receive only one additional card. INSURANCE - If the dealer's up card is an ace, the player may take insurance, a bet not exceeding one-half his original bet. Note that at many online casinos, if you split two aces, you get only one additional card for each hand. Card between 2 and 10 simply have their face value regardless of suit. Jacks, Queens and Kings always have a value of 10. Insurance is not recommended and is considered a separate game/bet of its own. Play and win! The insurance bet would be at the price of half your original bet. If the dealer has blackjack, the insurance pays 2:1, matching the amount of your original bet. Surrender is not offered at very many online casinos.